OpenLobby.EU
Explore

BPCE

BPCE

BPCE is a French cooperative banking and insurance group serving clients, members, and the economy.

Lobbying Activity

Meeting with Estelle Goeger (Cabinet of Executive Vice-President Stéphane Séjourné), Vincent Hurkens (Cabinet of Executive Vice-President Stéphane Séjourné)

26 Jan 2026 · Banking regulatory framework

Meeting with Martin Merlin (Director Financial Stability, Financial Services and Capital Markets Union)

26 Jan 2026 · Exchange of views on the Savings and Investments Union (SIU), securitisation package and Retail Investment Strategy (RIS)

Meeting with Almoro Rubin De Cervin (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and Fédération bancaire française and

15 Jan 2026 · Banking issues

Meeting with Pawel Wisniewski (Cabinet of Commissioner Christophe Hansen)

13 Jan 2026 · Introduction Meeting / BPCE’s role and ideas concerning financing agriculture

Meeting with Almoro Rubin De Cervin (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and Fédération bancaire française and

27 Nov 2025 · Securitisation issues

Meeting with Larisa Dragomir (Cabinet of Commissioner Maria Luís Albuquerque)

3 Nov 2025 · Financial market developments

Meeting with Gilles Boyer (Member of the European Parliament, Shadow rapporteur)

8 Oct 2025 · Digital euro

Meeting with Almoro Rubin De Cervin (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and BNP PARIBAS and

2 Oct 2025 · Operational Risk

Response to European Affordable Housing Plan

4 Jun 2025

Le logement abordable est nécessaire au « Parcours résidentiel » de chaque citoyen : une personne ou un ménage doit pouvoir accéder à un logement approprié à son usage et ses ressources, sy maintenir ou en changer tout au long de sa vie selon l'évolution de ses besoins (taille de la famille, localisation des études ou du travail) et de ses moyens (statut doccupation de locataire ou propriétaire selon les revenus). Loffre de logements abordables doit être suffisante en locatif (social et intermédiaire) et en accession (aidée ou non), pour permettre laccès au logement à tout type de ménages. Or, aujourdhui, la production de logements neufs ou rénovés nest pas suffisante en nombre et les prix sont trop élevés, bloquant le parcours résidentiel au détriment des nouveaux entrants dans le logement (étudiants, jeunes en début de carrière professionnelle), des familles aux revenus modestes et de la mobilité professionnelle. Propositions 1/ Simplifier les contraintes réglementaires pesant sur les opérateurs Simplifier les règles des marchés publics pour en améliorer lefficacité pour la production de logements et adapter celles des services dintérêt économique général (SIEG) pour faciliter laccès aux aides publiques nationales, régionales ou européennes. Revoir lempilement des dispositions prudentielles applicables au financement immobilier pour permettre aux banques de continuer à financer tous les types de logements. Ces règles prudentielles nombreuses, complexes et cumulatives réduisent la capacité des prêteurs à financer certaines opérations (promotion immobilière, construction de logements locatifs sociaux). Cf note spécifique en annexe 1. Une définition européenne du « logement abordable » nest pas souhaitable, les marchés et les législations étant trop variés pour obtenir un résultat efficient. 2/ Ne pas créer de nouvelles règles qui pourraient entraver la production de logements et leur financement. Ne pas réviser la Directive des Crédits Immobiliers. Cette directive très protectrice des consommateurs a démontré son efficacité dans les pays où elle a été transposée depuis une durée suffisamment longue pour que lanalyse soit complète. Nen changeons pas les règles pour continuer à être efficace dans le financement de laccession à la propriété et de linvestissement locatif des particuliers. Ne pas ajouter de nouvelles exigences de performances énergétiques ou de bas carbone pour les logements neufs ou existants 3/ Dans le cadre de son futur plan, lUnion pourrait mettre à disposition des ressources pérennes et simples à mobiliser pour accompagner la politique du logement et soutenir loffre et la demande, selon les besoins, ainsi que les innovations juridiques et financières à même de rendre plus abordable le logement (cf note détaillée en annexe 2).
Read full response

BPCE urges simpler SFDR categories to boost sustainable investment

30 May 2025
Topic — Revision of EU rules on sustainable finance disclosure to improve usability and prevent greenwashing.
Message — BPCE recommends creating clear product categories that serve as marketing tools for retail clients. They call for better alignment between various EU disclosure regulations to improve information clarity. The group also demands mandatory testing before any final product categorizations are implemented.123
Why — This strategy would reduce operational expenses by avoiding costly new regulatory developments.45
Impact — Proponents of high-standard environmental labels lose clear distinctions between green and transition assets.6
Read full response

Meeting with Damian Boeselager (Member of the European Parliament) and BNP PARIBAS and

15 Apr 2025 · French Economy

Meeting with Almoro Rubin De Cervin (Head of Unit Financial Stability, Financial Services and Capital Markets Union)

5 Mar 2025 · Overview of current regulatory topics

Meeting with Marcel Haag (Director Financial Stability, Financial Services and Capital Markets Union)

5 Feb 2025 · Retail Investment Strategy, Capital Markets Union, objectives of Poland's EU Presidency.

Meeting with Didier Millerot (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and Bundesverband deutscher Banken e.V. and

16 Jan 2025 · Upcoming topics in sustainable finance

Meeting with Gilles Boyer (Member of the European Parliament)

20 Nov 2024 · CMDI, digital euro, ECON priorities

Meeting with Christophe Gomart (Member of the European Parliament)

20 Nov 2024 · Euro numérique et financement de la défense par les banques

Meeting with Stéphanie Yon-Courtin (Member of the European Parliament, Rapporteur)

24 Sept 2024 · Retail Investment Strategy

Meeting with Nicolo Brignoli (Cabinet of Executive Vice-President Valdis Dombrovskis)

26 Apr 2024 · Banking union, payment services.

Meeting with Michael Hager (Cabinet of Executive Vice-President Valdis Dombrovskis)

26 Apr 2024 · Achievements of the VDL Commission and priorities for the future Commission

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness) and Fédération bancaire française and

21 Feb 2024 · priorities of the next Commission

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness) and European Savings and Retail Banking Group and

21 Feb 2024 · important files until end of mandate: CMDI, RIS, digital euro, PSR/PSD

BPCE urges EU to regulate ESG data providers

31 Aug 2023
Topic — The initiative aims to improve the reliability and comparability of environmental and social ratings.
Message — BPCE requests extending the proposal's scope to include ESG data providers to ensure reliability and prevent greenwashing. They recommend applying transparency, governance, and record-keeping requirements to these data firms. Additionally, they advocate for maintaining authorized discussions between agencies and rated companies to ensure mutual understanding.123
Why — The group would benefit from lower data costs and more accurate information for their sustainability disclosures.45
Impact — Dominant non-EU data firms would face stricter oversight and costs from mandatory local data storage.67
Read full response

BPCE defends commissions and human advice in investment rules

28 Aug 2023
Topic — The initiative aims to provide confidence and assurance for retail investors in capital markets.
Message — BPCE opposes a ban on commissions, arguing they are essential for inclusive advice. They propose that manufacturers conduct Value for Money tests rather than following strict benchmarks.12
Why — Maintaining the commission model allows the bank to preserve its current distribution revenue streams.3
Impact — Small companies and investors could face reduced funding opportunities and fewer investment choices.4
Read full response

Meeting with Mairead McGuinness (Commissioner) and

18 Jul 2023 · Distribution of Retail financial products

BPCE Group urges aligned ESG reporting to cut administrative burdens

6 Jul 2023
Topic — This consultation concerns new European sustainability reporting standards for large companies and financial institutions.
Message — BPCE requests that materiality assessment principles apply to all European sustainability disclosure regulations. They also ask for the inclusion of specific data required for banking sector reporting. Finally, they recommend making reporting on sensitive social data optional to respect national laws.1234
Why — Harmonized rules would decrease the need for expensive data providers and reduce administrative effort.56
Impact — Civil society groups lose visibility into labor conditions if value chain reporting is restricted.7
Read full response

Meeting with Aliénor Margerit (Cabinet of Commissioner Paolo Gentiloni)

3 Jul 2023 · topics include digital € and financial data access (with Erik Burckhardt)

BPCE urges more pragmatic and aligned EU taxonomy criteria

3 May 2023
Topic — The EU is defining technical standards for environmentally sustainable investments in various sectors.
Message — BPCE seeks better alignment between banking definitions and the evolving taxonomy regulations. They recommend reducing recycling thresholds and maintaining reporting gaps between companies and banks. They argue that requirements for small buildings are disproportionately expensive and unrealistic.123
Why — Lower thresholds would reduce operational costs and ease reporting for retail banking.45
Impact — Environmental groups may see lower standards for building recycling and chemical safety.67
Read full response

Meeting with Antoine Colombani (Cabinet of Executive Vice-President Frans Timmermans)

4 Apr 2023 · Sustainable finance

Meeting with Francisco Barros Castro (Cabinet of Commissioner Elisa Ferreira)

29 Mar 2023 · Presentation of BPCE group and its activities across France

Meeting with Axel Voss (Member of the European Parliament, Shadow rapporteur) and BUSINESSEUROPE and

8 Mar 2023 · Corporate Sustainability Due Diligence

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness)

15 Dec 2022 · digital euro

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis)

15 Dec 2022 · Digital Euro

Meeting with Pascal Canfin (Member of the European Parliament)

29 Nov 2022 · Green finance

Meeting with Tommy De Temmerman (Cabinet of Commissioner Mairead Mcguinness) and Fédération bancaire française and

9 Nov 2022 · Preparation of the meeting between Commissioner McGuinness and the CEOs of French banks

Meeting with Axel Voss (Member of the European Parliament, Shadow rapporteur) and EUROPEAN TRADE UNION CONFEDERATION and

7 Nov 2022 · Corporate Sustainability Due Diligence

Meeting with Tommy De Temmerman (Cabinet of Commissioner Mairead Mcguinness)

14 Oct 2022 · Crisis Management and Deposit Insurance

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis)

14 Oct 2022 · Crisis Management and Deposit Insurance

Meeting with Valeria Miceli (Cabinet of President Ursula von der Leyen)

14 Oct 2022 · BPCE presented their views and concerns on the reform of the crisis management and deposit insurance framework.

Meeting with Aliénor Margerit (Cabinet of Commissioner Paolo Gentiloni)

27 Sept 2022 · economic conditions, overview of EU legislation related to financial services, digital €, open finance (with Erik Burckhardt)

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis)

22 Oct 2021 · Basel III implementation

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis), Michael Hager (Cabinet of Executive Vice-President Valdis Dombrovskis) and

19 Oct 2021 · Basel III implementation

Meeting with Pascal Canfin (Member of the European Parliament)

13 Oct 2021 · Green finance

Response to EU Standard for Green Bond

27 Sept 2021

We welcome the opportunity to provide feedback to the Commission on the EuGB proposal.
Read full response

Meeting with Pablo Fabregas Martinez (Cabinet of Commissioner Adina Vălean)

4 Jun 2021 · Final Reforms of Bâle III (CRR3-CRDVI)

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis), Michael Hager (Cabinet of Executive Vice-President Valdis Dombrovskis) and

1 Jun 2021 · Current issues in finance services policy

Meeting with Aliénor Margerit (Cabinet of Commissioner Paolo Gentiloni)

2 Feb 2021 · Basel and financing of European economy

Meeting with John Berrigan (Director-General Financial Stability, Financial Services and Capital Markets Union)

9 Oct 2020 · Basel III,MiFID 2, Sustainable Finance and CMU

Meeting with Jérome Deslandes (Cabinet of Executive Vice-President Valdis Dombrovskis)

18 Feb 2020 · Specificities of mutuals in banking regulation and Basel III

Meeting with Jérome Deslandes (Cabinet of Executive Vice-President Valdis Dombrovskis), Michael Hager (Cabinet of Executive Vice-President Valdis Dombrovskis) and

21 Jan 2020 · Implementation of Basel III; Banking Union; Deposit Guarantee Scheme

Meeting with Elina Melngaile (Cabinet of Vice-President Valdis Dombrovskis) and Fédération bancaire française

16 Jan 2018 · sustainable finance

Meeting with Olivier Guersent (Director-General Financial Stability, Financial Services and Capital Markets Union)

12 Jul 2017 · CRDV/CRR2, BRRD2 et règlement MRU