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International Association of Credit Portfolio Managers

IACPM

The IACPM is an industry association established to further the practice of credit exposure management by providing an active forum for its members to exchange ideas.

Lobbying Activity

Response to Review of the Securitisation Framework

26 Mar 2025

The IACPM welcomes the ambition expressed in the Savings and Investment Union (SIU) roadmap to revive securitisation and has responded to the EC Targeted Consultation on Securitisation. With this follow up letter to policy makers, the IACPM wishes to propose implementation principles and priorities in order to improve the competitiveness of the EU economy as per the Draghi and Letta reports. Collaboration and partnership between all stakeholders in the financial industry and the regulatory community has been a pillar of the EU securitisation market. With its members managing loan books in banking, investment and insurance, the IACPM is proud to support this trustful partnership which should be the foundation of future regulatory reforms, to find the balance between financial stability and competitiveness that will enable sustainable growth of the EU economy. (a) The EU should build on and strengthen its current strong competitive advantages in securitisation (b) To contribute effectively to the ambitious and challenging EU agenda, stakeholders must think big (c) Securitisation must enable effective funding and risk sharing per asset class (d) Further aligning the framework for on-balance-sheet securitisation with best practices will stimulate EU investors participation (e) Some deviations from Basel framework are necessary to fit the EU economic model and competitiveness agenda (f) Insurers must play a critical role as risk underwriters (and not just as investors) to support securitisation growth and protect financial stability (g) Enhancing cooperation between EU authorities and macro-prudential oversight will facilitate solid growth The IACPM stands ready to assist the industry and the regulatory community in addressing the challenges of EU securitisation growth for the benefit of the EU economy.
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Response to Alignment EU rules on capital requirements to international standards (prudential requirements and market discipline)

16 Feb 2022

IACPM (International Association of Credit Portfolio Managers) appreciates the opportunity to provide feedback on the 2021 Banking Package. We are a global association of credit portfolio managers of which more than half of the membership is comprised of European financial institutions, mainly banks. Please find our feedback in the attached document : - IACPM - 2021 Banking Package - Have your say.pdf If you have any questions or wish to discuss our submission, please contact: Jennifer Bearden Associate Director jennifer@iacpm.org Tamar Joulia Senior Advisor tamar@iacpm.org
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