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Romanian Association of Banks

RAB

The Romanian Association of Banks (RAB) is one of the strongest professional associations in Romania which represents the entire banking market - made up of 31 banks active as Romanian or foreign legal persons in the financial sector - and which expanded by including other 11 affiliate members, non-bank companies, thus setting the foundation of a partnership with the intention of contributing to the consolidation of a predictable, transparent and reliable business environment in Romania.

Lobbying Activity

Response to Targeted amendment on the prudential treatment of reverse repos under the Net Stable Funding Ratio.

5 Mar 2025

The Romanian Association of Banks (RAB) supports the proposed amendment that would render permanent the currently transitory treatment of short-term securities financing with financial customers for the calculation of the net stable funding ratio. One of our main arguments refers to the need for an international level playing field in the treatments imposed by the European regulation. Following the same point, meaning that similar operational conditions should be applied through the European banking market to assure a level playing field, we believe that there are 2 (two) other temporary treatments that should be render permanent and should be included in the same initiative (the proposed regulation amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions and investment firms) - the temporary treatment of unrealized gains and losses measured at fair value through other comprehensive income and the temporary treatment of public debt issued in the currency of another Member State, introduced by Article 468 and by Article 500a of the Regulations (EU) No 575/2013 as prolonged by Regulation (EU) No 2024/1623 (Temporary treatments). Please find attached the position of the Romanian banking community on the subject. In light of the details and the statistical information provided in this position, it is worth noting the following: the importance of the treatments provided by art. 468 and 500a of CRR for the countries that have not adopted the euro, like Romania - the aforementioned measures provide the possibility to diversify the structure of public debt in the context of the existing conflict at regional level, lower costs, ensuring equal access of bank players to this type of instrument, the development of the government securities market the need to render permanent the currently transitory treatments: o the treatment of unrealized gains and losses measured at fair value through other comprehensive income by allowing the removal from the calculation of Common Equity Tier 1 items of the amount determined in accordance with the formula provided in article 468, o the treatment of exposures to the central governments and central banks of Member States, denominated and funded in the domestic currency of another Member State by using a 0% risk weight applied to the exposure values and a 100% limit for the institutions Tier 1 capital.
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Meeting with Maria Luís Albuquerque (Commissioner) and

15 Jan 2025 · Exchange of views with the Polish and Romanian Bank Associations

Meeting with Danuta Maria Hübner (Member of the European Parliament) and Związek Banków Polskich

28 Jun 2022 · Presentation of PBA, RBA and HBA enhanced cooperation