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International Mint Industry Association

IMIA

The International Mint Industry Association (IMIA) is a not-for-profit content and research led association of public and private mints and industry suppliers.

Lobbying Activity

Response to Consumer Agenda 2025-2030 and Action Plan on Consumers in the Single Market

31 Aug 2025

"In order to both strengthen consumer resilience and guarantee consumers universal right to public money and with it, the right to freely choose how to pay the regulatory proposal on Legal Tender for Euro Cash needs to be strengthened. It must proactively regulate and guarantee easy, free and convenient access to cash for consumers, and ensure mandatory acceptance in all use cases, both private and public. Cash, as central bank public money, serves as an important consumer protection instrument by safeguarding competition and choice. The ability of consumers to withdraw money from their bank accounts a guaranteed feature of a basic bank account ensures that they have a real choice between using cash and relying on bank account money. This choice fosters competition and supports better market conditions for consumers. Consumer protection means preserving the full range of payment choices. Consumers must be allowed to manage and diversify their personal risk portfolios on their own terms, avoid overreliance on digital infrastructure, which can and do experience outages. Without a reliable cash infrastructure, this freedom disappears, and so does a critical pillar of consumer resilience." Please find detailed response of the International Mint Industry Association (IMIA) attached.
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Meeting with Massimo Suardi (Director Economic and Financial Affairs)

25 Mar 2025 ยท IMIA position on the legal tender for euro cash legislative proposal