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Allianz SE

Allianz

Allianz is one of the world's leading insurers and asset managers, serving 128 million customers across almost 70 countries with insurance and investment services.

Lobbying Activity

Meeting with Barbara Banki Gardinal (Head of Unit Enlargement and Eastern Neighbourhood)

16 Jan 2026 · Exchange of views and mutual interests between Euler Hermes, a subsidiary of Allianz SE, and DG ENEST

Meeting with Tilman Lueder (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and Assicurazioni Generali S.p.A and Muenchener Rueckversicherungs-Gesellschaft Aktiengesellschaft in Muenchen

14 Oct 2025 · Solvency II

Meeting with Stine Bosse (Member of the European Parliament, Shadow rapporteur for opinion)

7 Oct 2025 · Omnibus I proposal

Meeting with Stéphanie Yon-Courtin (Member of the European Parliament, Rapporteur) and Association Française de la Gestion financière

2 Oct 2025 · Retail investment strategy

Meeting with Maria Luís Albuquerque (Commissioner) and

11 Sept 2025 · Exchange of views with EU financial institutions in Japan

Meeting with Ralf Seekatz (Member of the European Parliament, Rapporteur) and Deutsche Bank AG

9 Sept 2025 · Verbriefung

Meeting with Stéphane Séjourné (Executive Vice-President) and

5 Sept 2025 · - Compétitivité des entreprises - Marché intérieur - Protection de la souveraineté et du pouvoir d’achat - Relation US/EU

Allianz Group urges broader Solvency II relief to boost investment

4 Sept 2025
Topic — A consultation on technical rules for the EU insurance sector's prudential framework.
Message — Allianz requests adjustments to capital calibrations for risk margins and volatility to support long-term financing. They also call for the removal of unnecessary administrative burdens like new reporting requirements.12
Why — The company would benefit from lower capital requirements and reduced regulatory compliance costs.34
Impact — Financial transparency for the public would be reduced by eliminating certain reporting requirements.5
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Meeting with Hildegard Bentele (Member of the European Parliament, Rapporteur) and Hydrogen Europe

2 Sept 2025 · Global Gateway

Meeting with Maria Luís Albuquerque (Commissioner) and

2 Sept 2025 · Exchange on the the European Tech Funding Gap

Meeting with Felix Fernandez-Shaw (Director Directorate-General for International Partnerships) and

9 Jul 2025 · Shaping a new Team Europe approach towards LAC in order to increase the success rate of EU Railways industry on tenders on the region.

Response to Recommendation on savings and investment accounts

8 Jul 2025

A key objective of the Savings and Investment Union (SIU) is to channel private savings into the European economy (innovation, clean and digital transitions, infrastructure beside others). This goal can be effectively achieved if two conditions materialize: 1. A proportion of capital is invested in long-term investments, including private equity, venture capital, private debt or other alternative assets see EIOPA recent statement on how European insurers EUR 9,348 bn assets contribute to that goal in the European economy and capital markets. 2. Consumers choice is not constrained and European citizens are allowed to chose among a wide range of products based on their own preferences. Insurance-based Investment Products (IBIPs) are of central importance for savings and retirement provision in Europe with a significant part of citizens' savings invested in these products - see EIOPA Cost and Past Performance Report 2025, page 5, Gross Written Premium exceeding EUR 500 bn. IBIPs stand ready to make a key contribution to the SIU objectives and the success of the future EU Commission Recommendation. This potential has been acknowledged by member states, who chose to include IBIPs in the Finance Europe label within the Competitiveness Lab. We call for the alignment of the EU Commission blueprint with the Finance Europe label, which includes IBIPs, to promote policy consistency and the fullest uptake of the Recommendation. The term account as currently proposed risks narrowing the focus on a bank-centric concept, potentially leading to an unlevel playing field and restricting the pool of eligible products to the detriment of investors. Hence we call the Recommendation to adopt a more inclusive terminology and remain open to long-term and non-portable investment products.
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Meeting with Larisa Dragomir (Cabinet of Commissioner Maria Luís Albuquerque), Lauro Panella (Cabinet of Commissioner Maria Luís Albuquerque)

7 Jul 2025 · Securitisation

Allianz Urges Unified Sustainability Categories and Streamlined Reporting Rules

28 May 2025
Topic — This consultation reviews EU sustainable finance rules to simplify disclosure and prevent greenwashing.
Message — Allianz proposes a uniform product categorization system including transition assets and diversified insurance portfolios. They also demand a clarified methodology for sustainable investment definitions and better alignment with corporate reporting rules.123
Why — Unified reporting requirements and simplified assessment metrics would significantly lower administrative costs and operational complexity.45
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Meeting with Christophe Gomart (Member of the European Parliament) and BVI Bundesverband Investment und Asset Management e.V.

22 May 2025 · Financement de la défense

Meeting with Larisa Dragomir (Cabinet of Commissioner Maria Luís Albuquerque)

14 May 2025 · Exchange on policy developments

Meeting with Angelika Niebler (Member of the European Parliament)

14 May 2025 · General Exchange

Meeting with Axel Voss (Member of the European Parliament, Rapporteur) and Google and

6 May 2025 · Copyright and generative AI

Meeting with Valdis Dombrovskis (Commissioner) and

29 Apr 2025 · Investors’ view of the EU economy

Meeting with Felix Fernandez-Shaw (Director Directorate-General for International Partnerships) and

1 Apr 2025 · Plenary Feedback round on previously held GGIA Working Group sessions of 9 different thematical groups regarding Latin America and the Caribbean (LAC).

Meeting with Felix Fernandez-Shaw (Director Directorate-General for International Partnerships) and

31 Mar 2025 · Shaping a new Team Europe approach towards LAC in order to increase the success rate of EU Railways industry on tenders on the region.

Meeting with Stine Bosse (Member of the European Parliament)

26 Mar 2025 · Sustainability omnibus

Meeting with Massimo Suardi (Director Economic and Financial Affairs)

18 Mar 2025 · Guest Speaker to Allianz Breakfast Talks on the Economic Outlook 2025

Meeting with Helene Bussieres (Head of Unit Financial Stability, Financial Services and Capital Markets Union)

13 Mar 2025 · UCITS limits on securitisation and eligible asset

Meeting with Felix Fernandez-Shaw (Director Directorate-General for International Partnerships) and Deutsche Bank AG and

12 Mar 2025 · Meeting of the South America Critical Raw Materials (CRM) Coalition of the Willing – Dialogue with private and public sector stakeholders, and financial institutions on sustainable critical raw materials value chains in Latin America.

Meeting with Matthew Baldwin (Deputy Director-General Energy) and

12 Mar 2025 · Energy Efficiency Financing - First high-level event of the European Energy Efficiency Financing Coalition

Meeting with Tilman Lueder (Head of Unit Financial Stability, Financial Services and Capital Markets Union)

5 Mar 2025 · Solvency II

Meeting with Andrius Kubilius (Commissioner) and

25 Feb 2025 · Financial sector on defence, investment policies, EU regulatory framework

Meeting with Koen Doens (Director-General Directorate-General for International Partnerships)

21 Feb 2025 · The Export Credit Agencies (ECAs) reiterated their commitment to Global Gateway and introduced their proposal for a liaison officer at DG INTPA

Meeting with Stine Bosse (Member of the European Parliament)

20 Feb 2025 · Sustainability omnibus

Meeting with Andrea Beltramello (Head of Unit Financial Stability, Financial Services and Capital Markets Union), Helene Bussieres (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and

20 Feb 2025 · Capital Markets Union (CMU) and Saving and Investment Union (SIU), with a focus on long-term savings accounts, the Non-Bank Financial Intermediation (NBFI) agenda, and the review of the UCITS Eligible Assets Directive.

Meeting with Markus Ferber (Member of the European Parliament, Rapporteur)

15 Oct 2024 · Solvency II

Meeting with Stéphanie Yon-Courtin (Member of the European Parliament, Rapporteur) and JPMorgan Chase & Co. and

11 Sept 2024 · Retail Investment Strategy

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness), Patricia Reilly (Cabinet of Commissioner Mairead Mcguinness) and

19 Jun 2024 · Capital Markets Union

Meeting with Florentine Hopmeier (Cabinet of President Ursula von der Leyen)

5 Mar 2024 · Economic outlook, EU competitiveness

Meeting with Aliénor Margerit (Cabinet of Commissioner Paolo Gentiloni)

5 Mar 2024 · Economic and geopolitical situation in the EU

Meeting with Stéphanie Yon-Courtin (Member of the European Parliament, Rapporteur) and BNP PARIBAS and

22 Feb 2024 · Retail investment Strategy

Meeting with Svenja Hahn (Member of the European Parliament) and BUSINESSEUROPE and

21 Feb 2024 · Stakeholder Roundtable on Late Payment Regulation

Meeting with Ralf Seekatz (Member of the European Parliament, Shadow rapporteur)

30 Jan 2024 · Kleinanlegerstrategie

Meeting with Gert Jan Koopman (Director-General Enlargement and Eastern Neighbourhood)

18 Jan 2024 · financing renewable energy

Meeting with Thierry Breton (Commissioner) and

4 Dec 2023 · Telecom policy and investments

Meeting with Pascal Canfin (Member of the European Parliament) and Corteva Agriscience International SARL

10 Oct 2023 · Green Deal

Allianz Urges EU to Align Sustainability Reporting with Global Standards

6 Jul 2023
Topic — This consultation concerns new mandatory reporting standards for corporate environmental and social disclosures.
Message — Allianz requests mandatory reporting for financial data points to ensure consistency across regulations. They also seek full alignment with international standards to prevent redundant compliance efforts.12
Why — Global alignment would reduce regulatory burdens and lower the cost of compliance.3
Impact — Financial firms face reputational damage if poor data quality leads to greenwashing accusations.4
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Meeting with John Berrigan (Director-General Financial Stability, Financial Services and Capital Markets Union)

23 Jun 2023 · Courtesy meeting

Meeting with Axel Voss (Member of the European Parliament, Shadow rapporteur) and BlackRock and

15 Mar 2023 · Corporate Sustainability Due Diligence

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis), Michael Hager (Cabinet of Executive Vice-President Valdis Dombrovskis)

8 Mar 2023 · Solvency II review; equivalence; retail investment strategy

Meeting with Axel Voss (Member of the European Parliament, Shadow rapporteur) and BUSINESSEUROPE and

8 Mar 2023 · Corporate Sustainability Due Diligence

Meeting with Valeria Miceli (Cabinet of President Ursula von der Leyen)

2 Mar 2023 · Retail Investment Strategy

Meeting with Aliénor Margerit (Cabinet of Commissioner Paolo Gentiloni), Julia Lemke (Cabinet of Commissioner Paolo Gentiloni)

29 Nov 2022 · Current economic developments

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness), Tommy De Temmerman (Cabinet of Commissioner Mairead Mcguinness)

11 Oct 2022 · Retail investment strategy, Solvency II

Meeting with Esther De Lange (Member of the European Parliament) and BlackRock and Invesco Management SA

10 Oct 2022 · MiFIR/D - APA

Meeting with Stéphanie Yon-Courtin (Member of the European Parliament)

7 Sept 2022 · Solvency II

Meeting with Pascal Canfin (Member of the European Parliament)

5 Jul 2022 · Green finance

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness) and Fleishman-Hillard and

31 May 2022 · MiFIR

Response to Retail Investment Package

30 May 2022

A solid framework protecting retail investors is in place in the EU The Insurance Distribution Directive (IDD), Packaged Retail and Insurance-based Investment Products (PRIIPs) and Markets in Financial Instruments Directive (MiFID II), in place for <4 years, introduced strong and effective conduct rules in the retail investment markets across the EU. In particular, the IDD is an important and practicable regulatory instrument of consumer protection in insurance, successfully providing the framework for the activities in insurance distribution of insurance-based investment products in the EU over past years. The quality of advice on insurance products was improved through IDD, triggered by an increased awareness of distributors and intermediaries of their advisory role. This statement is illustrated by several IDD related initiatives driven, upon its implementation, across the insurance industry /Allianz Group. These include, inter alia efforts undertaken to implement IDD ongoing training requirements for the tied agents sales force, which in some cases resulted in the reinforcement of previously existing practices and constant monitoring, feedback and sanction mechanisms if requirements are not met. As a result of this and other adjustments, relevant indicators of sales quality have increased since the implementation of IDD, including the significant reduction of sales compliance complaints to a very low level, and reduced surrender value (see evidence A1: evolution of complaints about Allianz intermediaries in the DE market, showing clear decrease from 2016-2021; see evidence A2: evolution of anomalies in Allianz agencies in the IT market, showing clear decrease from 2019-2022 despite increased checks following IDD implementation). Considering the effectiveness of IDD, we would debate the rationale for fundamental changes in the framework in place. While acknowledging room for improvement of IDD, its review should occur with the specificities of insurance in mind. Sound conflict of interest provisions are present in IDD The IDD framework provides for adequately calibrated safeguards to ensure sufficient protection of retail investors from receiving poor advice due to potential conflicts of interests. In particular, they are principles-based and technology neutral, and even provide regulators and supervisors at European and Member State level the powers to specify them even further where necessary. As a rule across the EU markets, commissions are based on the premiums paid by the customers and aim therefore to promote a social differentiation across that segment in favor of less well-off customers. This principle is enforced across the Group as payment of commissions depends on 1)initial premium paid by the customer for subscription fees or 2)portfolio NAV for recurring fees. There is no evidence that an all-encompassing solution imposing a commission ban would prove beneficial for customers across Europe. That is illustrated by evidence gathered in the UK, which demonstrates that a ban on commissions may starve many less well-off customers from advice. Evidence B1 “FCA evaluation of the impact of the Retail Distribution Review and the Financial Advice Market Review” enclosed, demonstrates that: 1.on the demand side, only 8% of the UK adult population had access to regulated financial advice (fig.2.2, pp10) 2.on the supply side, 40% of firms have formal minimum investment limits, starting at £50k and around 10% of firms only deal with clients of £1m (fig.2.5, pp39). The case at hand offers indicators that reducing customer choice of available advice by banning the prevalent commission-based advice in the jurisdictions where it applies would work against the target of encouraging consumers to invest and undermine the key objective of increasing retail investment across the EU. Therefore, any identified shortcomings should primarily be rectified in the specific area of occurrence using existing supervisory powers.
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Allianz urges clearer liability and value chain rules for CSDDD

20 May 2022
Topic — EU initiative to establish corporate duties regarding human rights and environmental impacts.
Message — Allianz seeks alignment with reporting laws to prevent legal liability risks. They request focusing the value chain definition strictly on direct clients. Liability should only apply when the company is the direct cause.123
Why — Narrower liability rules would protect the insurer from unpredictable and costly civil litigation.4
Impact — Suppliers and victims lose the ability to hold firms accountable for indirect harms.5
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Meeting with Pascal Canfin (Member of the European Parliament)

11 May 2022 · Green finance

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness) and Deutsche Bank AG and

7 Apr 2022 · open finance

Response to EU single access point for financial and non-financial information publicly disclosed by companies

25 Mar 2022

Allianz highly welcomes the establishment of a European Single Access Point (ESAP) as it constitutes an important step to improve the availability and accessibility of data, facilitate their processing and analysis, and reduce fragmentation. The attached paper summarizes Allianz Group’s key positions on the EU COM legislative proposal.
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Meeting with Werner Stengg (Cabinet of Executive Vice-President Margrethe Vestager)

16 Mar 2022 · Artificial Intelligence Act

Meeting with Danuta Maria Hübner (Member of the European Parliament, Rapporteur) and BlackRock and

9 Mar 2022 · MiFIR Review and CMU Package

Meeting with Alexander Gemberg-Wiesike (Director of Office Administration and Payment of Individual Entitlements)

1 Mar 2022 · Presentation of the company.

Meeting with Markus Ferber (Member of the European Parliament, Rapporteur) and Gesamtverband der Deutschen Versicherungswirtschaft e.V.

9 Feb 2022 · Insurance Regulation: Solvency II

Meeting with Axel Voss (Member of the European Parliament)

11 Jan 2022 · Artificial Intelligence

Meeting with Renate Nikolay (Cabinet of Vice-President Věra Jourová)

17 Nov 2021 · Data protection

Meeting with Axel Voss (Member of the European Parliament)

14 Oct 2021 · Artificial Intelligence

Meeting with Ursula von der Leyen (President)

3 Sept 2021 · Meeting with CEO of Allianz

Response to Revision of Non-Financial Reporting Directive

13 Jul 2021

We appreciate the opportunity to comment on the EU COM’s consultation on its proposal for the Corporate Sustainability Reporting Directive (CSRD). The attached paper summarizes Allianz Group’s position, which we hope will be considered in the finalization of the CSRD. Our key views are the following: GLOBAL SOLUTION A global solution for sustainability reporting (SR) is essential to increase transparency and comparability globally as well as to ensure a level-playing field. This applies generally, but is particularly relevant for financial market participants (FMPs). We, thus, strongly welcome the CSRD proposal’s aim to build on and contribute to international SR initiatives as well as the EU COM’s proposal for the EU SR standards to take into account the standards to be developed under the auspices of the IFRS Foundation (IFRSF). However, clarification is needed as to how exactly the EU COM will contribute to and work towards a global solution and what timeline is envisaged in this regard. In our view, the European Financial Reporting Advisory Group (EFRAG) needs to be embedded in a global standard-setting environment and collaborate with international initiatives, especially the IFRSF, from the beginning. In particular, if the IFRSF will cover the outside-in perspective, it should be responsible for developing a globally applicable outside-in baseline, while EFRAG should be responsible for covering the inside-out perspective and any extensions to the global outside-in baseline deemed as absolutely necessary, e.g. with view to the Sustainable Finance Disclosure Regulation (SFDR). Otherwise, i.e. where both sets of standards get developed separately (and EFRAG e.g. develops standards that strongly integrate the outside-in and inside-out perspective), it seems unlikely that a successful building blocks approach can be achieved ex post at all or without significant frictions. At the minimum, we suggest for the EU COM to establish an endorsement process comparable to the one for IFRS standards from the outset. CONSISTENCY To ensure feasibility and comparability, we deem it as absolutely essential that EU SR requirements be streamlined and consistent across all relevant legislations, taking into account FMPs’ SR requirements under the SFDR and Taxonomy Regulation (TR). Thus, we highly welcome that the EU COM foresees for the first set of EU SR standards to particularly focus on FMPs’ information demands. TIMELINE AND DATA AVAILABILITY Due to timeline mismatches, FMPs will face significant data availability issues under the SFDR and TR until the CSRD becomes effective, and thereafter, e.g. temporarily for listed SMEs, but especially for the non-CSRD scope. While appropriate safeguards must be ensured in this regard, the key goal should be to resolve any inconsistencies as soon as possible. This would also have the greatest impact with regard to sustainable finance. However, FMPs can only act as a catalyst if they have sufficient ESG data. To this end, the first set of EU SR standards is critical. In case of any problem or doubt, EFRAG should exclusively focus on FMPs’ information demands as a first step. Also, while we support the phased-in approach for SMEs, no additional phased-in or simplified approaches should apply that cause data availability issues for FMPs. LOCATION While we deem it as appropriate that a uniform approach shall apply for the location of sustainability information (SI) and that SI and financial information (FI) shall be published simultaneously, depending on the final disclosure requirements as per the EU SR standards, locating all CSRD SI in the management report may create information overload for users, especially investors. Also, the approach is not consistent with financial reporting (FR). As, ultimately, SR and FR should have an equal status, we believe that, in the mid-term, CSRD SI should be located in the annual report with selected SI to additionally be disclosed in the management report.
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Response to Commission Delegated Regulation on taxonomy-alignment of undertakings reporting non-financial information

2 Jun 2021

We appreciate the opportunity to comment on the EU COM’s consultation on the draft Delegated Act (DA) on the disclosure obligations under Art. 8 of the Taxonomy Regulation (TR). The attached paper summarizes the Allianz Group’s position as to the EU COM’s proposals, which we hope will be considered in the finalization of the DA. Our key views on the draft DA are outlined in what follows. CONSISTENCY To ensure feasibility and comparability, we deem it as absolutely essential that EU sustainability reporting requirements be streamlined and consistent across all relevant legislations, i.e. between investees and financial market participants (FMPs), across (different types of) FMPs and for FMPs across different levels. Therefore, we highly welcome that insurers and asset managers shall compute their asset ratios in a consistent manner. However, consistency with the Sustainable Finance Disclosure Regulation (SFDR) is also indispensable. First, a staged approach must also apply for Taxonomy-related product disclosures as FMPs cannot meaningfully report as long as the relevant investee data is missing. Second, the KPIs need to be defined consistently at product-level as a) investees’ Art. 8 TR data is the input to FMPs’ SFDR reporting and b) differences would lead to complexity and not be straightforward (e.g. a uniform approach as to exclusions from the asset ratio should apply at all levels). TIMELINE AND DATA AVAILABILITY We strongly support the EU COM’s proposal to only require comprehensive reporting as of 1 Jan 2023. A similar staged approach should also apply for the environmental objectives 3-6 if the technical screening criteria are only finalized in 2022. Yet, we would like to highlight that, if a staged approach applies to all undertakings, FMPs will face data availability issues upon first full implementation; in this regard, appropriate safeguards must be ensured. Further significant data availability issues would remain beyond 2023, both of temporary nature (e.g. the Corporate Sustainability Reporting Directive (CSRD) would only apply as of 2024 and foresees a phased-in approach for listed SMEs) and permanent nature (i.e. outside the CSRD scope). As to the non-CSRD scope, we strongly welcome the proposed phased-in approach and respective review clause. While the transitional period grants FMPs more time to implement the necessary IT, data, validation and management processes, complete and meaningful reporting by FMPs is only possible if investments that are in fact (fully or partly) Taxonomy-aligned can qualify as such. ELIGIBLE VS. TOTAL INVESTMENTS We would deem it as significantly more meaningful if Taxonomy alignment was only based on Taxonomy-eligible investments, as a ratio relative to total investments is difficult to interpret and potentially misleading, and is likely to penalize investors with a large portion of (currently) non-eligible and non-EU investments such as insurers. While we generally support the EU COM’s proposals to at least ensure transparency on non-eligibility, we especially welcome the proposal to initially exclude sovereign exposures from the denominator as well. However, an analogous approach should apply for derivatives (as they are not Taxonomy-eligible) and the non-CSRD scope (until the EU COM has completed its envisaged review). INVESTMENTS INTO INSURANCE UNDERTAKINGS Clarification is needed as to which of the proposed ratios an investor in an insurance entity with life and non-life business would need to consider when computing its own KPI(s). REPORTING BY INSURANCE UNDERTAKINGS IN 2022 It is not clear whether and to what extent insurance undertakings should report information on the underwriting ratio in 2022. In particular, Art. 11(1) addresses non-financial undertakings while Art. 11(2) addresses financial undertakings, yet with a focus on investments only.
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Meeting with Tommy De Temmerman (Cabinet of Commissioner Mairead Mcguinness)

29 Jan 2021 · introduction to activities of Allianz, Solvency 2

Response to Climate change mitigation and adaptation taxonomy

18 Dec 2020

Allianz welcomes the EU Taxonomy as an important first step to achieve the EU 2050 climate-neutrality goal and to reduce CO2 emissions worldwide. As an insurer and investor, we are highly committed to supporting the transition to a low-carbon, more resource efficient future. In this context, we appreciate the opportunity to provide feedback to the Taxonomy Delegated Act (DA) on Climate Change Mitigation and Climate Change Adaptation. Along with our consultation response as a member of the EU Platform on Sustainable Finance, we would like to highlight some key aspects in the attached paper.
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Meeting with Estelle Goeger (Cabinet of Commissioner Paolo Gentiloni)

5 Nov 2020 · State of play DE and IT CEO cooperation

Meeting with John Berrigan (Director-General Financial Stability, Financial Services and Capital Markets Union)

9 Oct 2020 · Solvency II

Meeting with Yizhou Ren (Cabinet of Executive Vice-President Margrethe Vestager)

29 Apr 2020 · To discuss general EU affairs. Impact of COVID-19 on European economy including insurance sector

Meeting with Margrethe Vestager (Executive Vice-President)

22 Apr 2020 · To discuss the challenges of the data economy

Meeting with Florentine Hopmeier (Cabinet of Vice-President Jyrki Katainen)

21 May 2019 · Long-term investment and EU outlook

Meeting with Reinhard Felke (Cabinet of Commissioner Pierre Moscovici) and BlackRock and

21 Nov 2018 · Economic outlook; European Semester package; future of EMU

Meeting with Elina Melngaile (Cabinet of Vice-President Valdis Dombrovskis) and Deutsche Bank AG and

20 Sept 2018 · Cyber Security and FinTech

Meeting with Margrethe Vestager (Commissioner)

22 May 2018 · Digitisation

Meeting with Valdis Dombrovskis (Vice-President) and

10 Apr 2018 · Sustainable Finance: Taxonomy, Disclosure, Investor duties

Meeting with Andrea Beltramello (Cabinet of Vice-President Valdis Dombrovskis)

6 Apr 2018 · Solvency II - PEPP - Sustainable Finance - Motor Insurance Directive

Meeting with Paulina Dejmek Hack (Cabinet of President Jean-Claude Juncker) and Banco Santander, S.A. and NatWest Group

9 Jan 2018 · Future of EU Financial services

Response to DA on conduct of business rules for the distribution of insurance-based investment products

16 Aug 2017

Our recommendation is to align effective dates of the different legal acts regulating insurance distribution (IDD). 2. For both Delegated Regulation (Ref. Ares(2017)3675955 and Ref. Ares(2017)3670050) supplementing Directive (EU) 2016/97 it is stated that it shall apply from 23 February 2018 (Art. 13/20). Clarification is needed especially for countries in which L1 (Directive (EU) 2016/97) might not yet be transposed in national laws and regulation: we see a risk of inconsistency and legal uncertainty, both for local business implementation but as well in view of cross-border services and global lines. 3. Recital 13/15 ("In order to allow competent authorities and insurance professionals to adapt to the new requirements contained in this Regulation, the starting date of application of this Regulation should be aligned with the entry into application of the national measures transposing Directive EU 2016/97") should be clarified in such way that local enforcement of L2 Regulation and Delegated Acts will require the prior entry into force of the national measures transposing Directive (EU) 2016/97).
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Response to DA on product oversight and governance requirements for insurance undertakings and insurance distributors

16 Aug 2017

1. Our recommendation is to align effective dates of the different legal acts regulating insurance distribution (IDD). 2. For both Delegated Regulation (Ref. Ares(2017)3675955 and Ref. Ares(2017)3670050) supplementing Directive (EU) 2016/97 it is stated that it shall apply from 23 February 2018 (Art. 13/20). Clarification is needed especially for countries in which L1 (Directive (EU) 2016/97) might not yet be transposed in national laws and regulation: we see a risk of inconsistency and legal uncertainty, both for local business implementation but as well in view of cross-border services and global lines. 3. Recital 13/15 ("In order to allow competent authorities and insurance professionals to adapt to the new requirements contained in this Regulation, the starting date of application of this Regulation should be aligned with the entry into application of the national measures transposing Directive EU 2016/97") should be clarified in such way that local enforcement of L2 Regulation and Delegated Acts will require the prior entry into force of the national measures transposing Directive (EU) 2016/97).
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Meeting with Andrus Ansip (Vice-President) and

22 Jun 2017 · Digital Single Market, FinTech and innovation, cybersecurity

Meeting with Tatyana Panova (Cabinet of Vice-President Valdis Dombrovskis)

10 Mar 2017 · Solvency II, PEPP, CMU

Meeting with Lee Foulger (Cabinet of Vice-President Valdis Dombrovskis)

17 Oct 2016 · Systemic risk in non-banking, PRIIPs, Fund fees and performance

Meeting with Lee Foulger (Cabinet of Vice-President Valdis Dombrovskis)

21 Mar 2016 · MiFID, PRIPS, Asset Management Issues

Meeting with Bernardus Smulders (Cabinet of First Vice-President Frans Timmermans) and DIGITALEUROPE and

14 Jan 2016 · AECA Round-Table on “Dealing with Regulatory Burden

Meeting with Paulina Dejmek Hack (Cabinet of President Jean-Claude Juncker)

16 Mar 2015 · Investment Plan

Meeting with Mette Toftdal Grolleman (Cabinet of Commissioner Jonathan Hill)

29 Jan 2015 · Solvency II