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Payment services – revision of EU rules (Directive)

Banking and financial services

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Public consultation

ID: 13904

Lobbying Activity

18 responses

Consultation response

Fédération bancaire française, 26 Oct 2023

Hello The French banking profession, through its federation FBF (French Banking Federation), wishes to make its contribution and thus respond to the European Commission's consultation on its legislative proposal on the revision of PSD2. To do so, please find attached the "Have your say" on the…

Consultation response

Associazione Bancaria Italiana, 31 Oct 2023

We welcome the choice of a Regulation for the provisions on the scope of payment services (PSs), transparency and rights and obligations as it goes in the direction to create a uniform EU regulatory framework avoid fragmentation and competitive disparities. We agree that the proposals entail an…

Consultation response

Bolt, 31 Oct 2023

PSR art 2(2)(b) proposes to narrow down commercial agent exemption. As a result many marketplaces would have to obtain a payment services license (or arrange sellers to hand payments over to licensed providers), which is likely to reduce availability of digital payment methods for both buyers and…

Consultation response

eu travel tech, 30 Oct 2023

The EUs payment services legislation has been an important driver of change in how travel technology businesses handle payment transactions. eu travel tech broadly views the revised Payment Services Directive (PSD2) as a piece of legislation that has enabled the development of innovative payment…

Consultation response

ChargeUp Europe, 31 Oct 2023

ChargeUp Europe welcomes the revision of the Payments Services Directive (PSD3) and the proposal for a Payment Services Regulation (PSR). While the proposal is a step in the right direction, and will undoubtedly help to encompass an expanding variety of available payment instruments and…

Consultation response

CONFCOMMERCIO - IMPRESE PER L'ITALIA, 11 Sept 2023

Confcommercio welcomes the opportunity to provide feedback on the initiative to revise EU legislation on payment services. Please see the attached document for our feedback.

Consultation response

Polish Confederation Lewiatan, 1 Nov 2023

Dear Sir or Madam, Please find enclosed the Polish Confederation Lewiatan position paper on the proposal for PSD3 and PSR. Regards Aleksandra Musielak

Consultation response

European FinTech Association, 27 Oct 2023

The European FinTech Association (EFA) welcomes the European Commissions (Commission) proposals for a new Payment Services Directive (PSD3) and Regulation (PSR). PSD2 has delivered a more innovative, competitive payments landscape in Europe, allowing consumers to benefit from new products and…

Consultation response

Digital Currencies Governance Group Limited, 30 Oct 2023

The Digital Currencies Governance Group (DCGG) welcomes the opportunity to provide feedback on the revised Payment Services Directive (PSD3). Please find attached our comments. We would be delighted to discuss our response in more detail should there be any questions or points of clarification that…

Consultation response

Wise Ltd, 25 Sept 2023

Wise welcomes the European Commission's proposals for a revised Payment Services Directive (PSD3) and new Payment Services Regulation (PSR), especially the enhanced harmonisation a Regulation will bring. The lack of harmonisation and the differing national interpretations on certain regulatory…

Consultation response

Association française des sociétés Financières, 1 Nov 2023

LAssociation française des Sociétés Financières (ASF) représente en France les métiers de financement spécialisé en matière de crédit ainsi que de services financiers et dinvestissement. Ses 270 adhérents exercent leur activité au service des entreprises et des professionnels (affacturage,…

Consultation response

Die Deutsche Kreditwirtschaft, 25 Oct 2023

GBIC welcomes the opportunity, provided by the European Commission, to give feedback on this proposal for this Directive and contribute to the legislative debate. Please find attached our detailed comments and positions on the proposal. The German Banking Industry Committee (GBIC) is the joint…

Consultation response

SIBS SGPS, SA, 1 Nov 2023

SIBS welcomes the opportunity to provide feedback and contribute to the European Commissions legislative proposal for a Directive on payment services and electronic money services (PSD3), which is part of the package to review the current legal framework (PSD2). We welcome one of conclusions of the…

Consultation response

EBA CLEARING, 31 Oct 2023

As the private sector operator of the pan-European SEPA payment systems STEP2-T and RT1, EBA CLEARING welcomes the opportunity to provide feedback on the proposed Payment Services Directive. EBA CLEARING has suggested specific amendments to the proposal wording, along with the reasoning behind each…

Consultation response

Asociación Española de Economia Digital, 31 Oct 2023

Adigital welcomes the opportunity to provide feedback to the EU Commissions proposal on Financial Data Access and revision of the Payments Services Directive (PSD2). We are aligned with the goals of building off of prior legislative work to: (i) create an even more competitive and innovative…

Consultation response

European Vending & Coffee Service Association, 24 Oct 2023

Please find attached some comments on behalf of the European Vending & Coffee Service Association (EVA).

Consultation response

Social Vouchers' International Association, 30 Oct 2023

SVIA Contribution to the EU Commission on the PSD3 proposal The Social Vouchers International Association (SVIA) represents issuers of social vouchers, which are social benefits attributed to workers collectively by their employers, public or private, carrying a right to access specific goods or…

Consultation response

Associação Portuguesa para a Defesa do Consumidor, 16 Aug 2023

DECO welcome this proposal. It is essential to have a thorough review of the PSD2. We agree with the conclusion of the impact assessment regarding consumers' at risk of fraud. COMMENTS Scope (Articles 1 and 2 and Recitals 13 and 68) The proposal for a Directive on licensing and supervision of…