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Wise Ltd

Wise is a global technology company specializing in cross-border payments and multi-currency accounts.

Lobbying Activity

Meeting with Alice Guedel (Cabinet of Commissioner Maria Luís Albuquerque), Cristina Dias (Cabinet of Commissioner Maria Luís Albuquerque)

20 May 2025 · Presented their company and shared views on the payments space in the EU

WISE demands nuclear reality check in new EU energy programme

8 May 2025
Topic — The Commission is updating its periodic overview of investment needs for the EU's nuclear energy ecosystem.
Message — The organization calls for a reality check by including a zero-nuclear scenario in all assessments. They recommend prioritizing nuclear waste management and decommissioning over unrealistic plans for new reactor construction. They argue that current projections ignore the high costs and long timelines of nuclear energy.12
Why — Focusing on realistic data prevents political distraction from more effective and lower-cost climate actions.3
Impact — Future generations suffer if the financial burden of waste management continues to be delayed.4
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Meeting with Eric Ducoulombier (Head of Unit Financial Stability, Financial Services and Capital Markets Union)

5 Feb 2025 · Updates on Wise G20 Roadmap for enhancing cross border payments, Regulatory Practices and FX Pricing Transparency

Meeting with John Berrigan (Director-General Financial Stability, Financial Services and Capital Markets Union)

6 Feb 2024 · PSD3/PSR review

Meeting with Michiel Hoogeveen (Member of the European Parliament, Shadow rapporteur)

8 Nov 2023 · Digital euro

Response to Payment services – revision of EU rules (Directive)

25 Sept 2023

Wise welcomes the European Commission's proposals for a revised Payment Services Directive (PSD3) and new Payment Services Regulation (PSR), especially the enhanced harmonisation a Regulation will bring. The lack of harmonisation and the differing national interpretations on certain regulatory requirements has been problematic and caused significant challenges for innovative firms to expand across borders. The new package will bring several important improvements to the current framework. These include levelling the playing field between banks and non-banks by granting direct access to payment systems and safeguarding accounts with the central banks, strengthening the de-banking provisions, and removing further obstacles to open banking. However, several provisions, especially with regards to transparency in cross-border payment fees, fraud and liability, IBAN discrimination, can still be improved to reach their intended objectives. Please see attached document for our full feedback.
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Response to Payment services – revision of EU rules (new Regulation)

25 Sept 2023

Wise welcomes the European Commission's proposals for a revised Payment Services Directive (PSD3) and new Payment Services Regulation (PSR), especially the enhanced harmonisation a Regulation will bring. The lack of harmonisation and the differing national interpretations on certain regulatory requirements has been problematic and caused significant challenges for innovative firms to expand across borders. The new package will bring several important improvements to the current framework. These include levelling the playing field between banks and non-banks by granting direct access to payment systems and safeguarding accounts with the central banks, strengthening the de-banking provisions, and removing further obstacles to open banking. However, several provisions, especially with regards to transparency in cross-border payment fees, fraud and liability, IBAN discrimination, can still be improved to reach their intended objectives. Please see attached document for our full feedback.
Read full response

Meeting with Billy Kelleher (Member of the European Parliament)

4 Jul 2023 · Instant Payments

Meeting with Mairead McGuinness (Commissioner) and

25 Apr 2023 · Payments, Remittances, Iban discrimination.

Meeting with Agnieszka Drzewoska (Cabinet of Commissioner Mairead Mcguinness)

24 Apr 2023 · Preparatory Meeting fo the Meeting with the Commissioner

Meeting with Mairead McGuinness (Commissioner) and

27 Sept 2022 · Roundtable on Remittances to Ukraine

Meeting with Mairead McGuinness (Commissioner) and

17 May 2022 · PSD2 review, instant payments

Meeting with John Berrigan (Director-General Financial Stability, Financial Services and Capital Markets Union)

14 Oct 2021 · Retail payments

Meeting with Mairead McGuinness (Commissioner)

21 Sept 2021 · Pre record 'Lowering the cost of remittances'

Response to Instant Payments

7 Apr 2021

Wise welcomes the opportunity to provide feedback on the European Commission’s initiatives on instant payments. We were heartened to see instant payments becoming a true pillar of the Commission’s Retail Payments Strategy and applaud the ambition to make instant payments the norm across the EU. Wise agrees entirely with that objective and would encourage the Commission to take the necessary legislative steps to help us get there as soon as reasonably possible. Please find our response attached.
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Meeting with Agnieszka Drzewoska (Cabinet of Commissioner Mairead Mcguinness), Florian Denis (Cabinet of Commissioner Mairead Mcguinness)

29 Mar 2021 · Retail payments, IBAN discrimination.

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis)

8 Sept 2020 · EU retail payments strategy

Meeting with Michele Piergiovanni (Cabinet of Executive Vice-President Margrethe Vestager), Yizhou Ren (Cabinet of Executive Vice-President Margrethe Vestager)

4 Feb 2020 · Transparent finance and a competitive payments market in Europe

Meeting with Elina Melngaile (Cabinet of Vice-President Valdis Dombrovskis)

12 Jul 2018 · Dynamic Currency Conversion (DCC)

Meeting with Pierre Moscovici (Commissioner) and Google and

7 Mar 2018 · Meeting to discuss digital taxation (also with representatives from Deezer and Volumental)

Meeting with Stephen Quest (Director-General Taxation and Customs Union) and Google and

7 Mar 2018 · Meeting to discuss digital taxation

Meeting with Elina Melngaile (Cabinet of Vice-President Valdis Dombrovskis)

14 Dec 2017 · cross border regulations, increasing consumer empowerment

Meeting with Marlene Madsen (Cabinet of Vice-President Jyrki Katainen)

18 May 2017 · Consumer Financial Services Action Plan

Meeting with Elina Melngaile (Cabinet of Vice-President Valdis Dombrovskis)

28 Oct 2016 · Fintech; Retail cross-border payments

Meeting with Andrus Ansip (Vice-President) and

2 Mar 2016 · Financial technology

Meeting with Andrus Ansip (Vice-President) and

4 Sept 2015 · Future of banking, customer identification in the EU, transparency of pricing

Meeting with Jonathan Hill (Commissioner)

17 Jul 2015 · Financial Services Policy