OpenLobby.EU
Explore

ING Group

ING Group is a global financial services company providing banking products with a focus on service, convenience and competitive pricing.

Lobbying Activity

Meeting with Bernardus Zuijdendorp (Head of Unit Taxation and Customs Union) and ENEL SpA and

9 Dec 2025 · Meeting with representatives of 9 European multinationals on Pillar Two, "Side-by-Side" approach & a level playing field

Meeting with Almoro Rubin De Cervin (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and Afore Consulting and

3 Dec 2025 · Credit insurance

ING Group Urges Simplified Rules to Slash Digital Compliance Costs

14 Oct 2025
Topic — The Commission's digital omnibus aims to simplify regulations and provide immediate relief to businesses.
Message — ING proposes a single EU reporting window and the removal of national data localization rules. They also seek to exempt banks from the Cyber Resilience Act and delay AI rules.1234
Why — Centralized rules would lower costs by eliminating the need for country-specific compliance manuals.56
Impact — National regulators would lose the power to impose specific domestic rules and prioritize local oversight.7
Read full response

Meeting with Eric Ducoulombier (Acting Director Financial Stability, Financial Services and Capital Markets Union)

10 Oct 2025 · Exchange of views on payment fraud

Meeting with Almoro Rubin De Cervin (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and Intesa Sanpaolo and UniCredit

8 Oct 2025 · Banking issues

Meeting with Stephen Nikola Bartulica (Member of the European Parliament)

23 Sept 2025 · Banking Sector Competitiveness

ING Group calls for unified supervision and reporting

4 Jul 2025
Topic — The European Data Union Strategy aims to harmonize data-sharing frameworks and reduce administrative burdens across the EU.
Message — ING proposes ending national gold-plating and creating a single reporting window to centralize data submissions. They also request clarity on how to balance GDPR data minimisation with other legal sharing mandates.123
Why — Standardizing requirements across borders would decrease the time and resources spent on complex compliance policies.4
Impact — National regulators would lose the authority to set local interpretations and priorities for data oversight.5
Read full response

Meeting with René Repasi (Member of the European Parliament, Rapporteur)

16 Jun 2025 · Payment Services Directive

Meeting with Tatyana Panova (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and Banco Santander, S.A. and

14 May 2025 · Informal Workshop on the integration of EU capital market

Meeting with Alessandra Sgobbi (Head of Unit Climate Action)

10 Apr 2025 · Exchange of views on sustainable finance and transition planning

Meeting with Rasmus Andresen (Member of the European Parliament) and Deutsche Bank AG and

9 Apr 2025 · SIU

ING Group urges significant cuts to Taxonomy reporting burden

26 Mar 2025
Topic — The initiative aims to simplify sustainability reporting requirements and reduce corporate data compliance costs.
Message — ING requests simplifying proof for environmental safeguards and removing several reporting templates. They also propose consolidated group reporting to exempt subsidiaries from individual disclosures.123
Why — This would lower operational costs and allow ING to focus on sustainability goals.45
Impact — Investors and transparency advocates lose detailed insights into subsidiary performance and financial activities.67
Read full response

Meeting with Elena Arveras (Cabinet of Commissioner Maria Luís Albuquerque)

26 Mar 2025 · Omnibus package

Meeting with Hoa-Binh Adjemian (Head of Unit Enlargement and Eastern Neighbourhood)

21 Mar 2025 · Introductory meeting: Exploring Opportunities for Nature-Based Solutions (NBS) Financing

Meeting with Almoro Rubin De Cervin (Head of Unit Financial Stability, Financial Services and Capital Markets Union)

13 Mar 2025 · Financial services policies

Meeting with Felix Fernandez-Shaw (Director Directorate-General for International Partnerships) and Deutsche Bank AG and

12 Mar 2025 · Meeting of the South America Critical Raw Materials (CRM) Coalition of the Willing – Dialogue with private and public sector stakeholders, and financial institutions on sustainable critical raw materials value chains in Latin America.

Meeting with Jennifer Robertson (Head of Unit Financial Stability, Financial Services and Capital Markets Union) and International Swaps and Derivatives Association

11 Mar 2025 · Implementation of EMIR 3

Meeting with Andrius Kubilius (Commissioner) and

25 Feb 2025 · Financial sector on defence, investment policies, EU regulatory framework

ING Group urges EU to end fragmented banking rules

16 Jan 2025
Topic — The European Commission is consulting on ways to strengthen the EU single market.
Message — ING calls for the full harmonization of banking rules and a shift from directives to regulations to prevent national variations. They also support creating a single pan-European jurisdiction for banks operating across borders.123
Why — This would allow the bank to lower costs and expand across borders more efficiently.45
Impact — National supervisors would lose direct control as power shifts to central European authorities.6
Read full response

Meeting with Luděk Niedermayer (Member of the European Parliament, Rapporteur) and Deutsche Bank AG and

22 Nov 2024 · CMDI package

Meeting with Irene Tinagli (Member of the European Parliament, Rapporteur) and Deutsche Bank AG and

19 Nov 2024 · Meeting on banking issues

ING Group Urges Harmonized Standards for Green Mortgage Portfolios

5 Nov 2024
Topic — This consultation establishes a voluntary framework to increase bank lending for building energy renovations.
Message — ING requests a harmonized approach to ensure a level playing field across the European banking sector. They also advocate for government mandates on renovations and simplified "refill loans" for existing mortgage customers.123
Why — Harmonized standards would protect ING's competitiveness against banks with lower climate ambitions.4
Impact — Vulnerable households may lose access to affordable financing if strict energy requirements are imposed.56
Read full response

Meeting with Auke Zijlstra (Member of the European Parliament)

5 Nov 2024 · Banking Union

Meeting with Auke Zijlstra (Member of the European Parliament)

26 Sept 2024 · Banking

Meeting with Matthias Ecke (Member of the European Parliament) and Gesamtverband der Deutschen Versicherungswirtschaft e.V. and

15 Mar 2024 · Kennenlernen / Finanzpolitik

Meeting with Wopke Hoekstra (Commissioner)

21 Feb 2024 · Finance of the green transition

Meeting with Caroline Nagtegaal (Member of the European Parliament) and Verbond van Verzekeraars / Dutch Association of Insurers

24 Jan 2024 · RIS en FIDA

Response to Review of the scope and third-country regime of the Benchmark Regulation

8 Jan 2024

ING welcomes the opportunity given by the European Commission to provide feedback on the latest proposal amending the EU Benchmarks Regulation. In general, ING is supportive of the proposed amendments that will provide for an improved global level playing field for benchmarks, which is crucial for many market participants. Reading the proposed amendments, ING has one concern and one request for clarification for which the details can be found in attached file. ING would highly appreciate if the European Commission could consider our recommendations. We are at the Commissions disposal if the European Commission wishes to discuss these recommendations in greater detail.
Read full response

Meeting with Maarten Verwey (Director-General Economic and Financial Affairs)

5 Dec 2023 · Call with Marieke Bloem - Chief Economist ING - of economic governance review.

Meeting with Katherine Power (Cabinet of Commissioner Mairead Mcguinness) and Nederlandse Vereniging van Banken / Dutch Banking Association

17 Nov 2023 · CSDDD

Meeting with René Repasi (Member of the European Parliament, Rapporteur for opinion)

17 Oct 2023 · EU-Lieferkettengesetz/ Corporate Sustainability Due Diligence Directive

Meeting with Jonás Fernández (Member of the European Parliament, Rapporteur)

6 Oct 2023 · certain aspects of the minimum requirement for own funds and eligible liabilities (Daisy Chains II)

Meeting with John Berrigan (Director-General Financial Stability, Financial Services and Capital Markets Union)

28 Sept 2023 · Banking Package, sustainable finance

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness)

14 Sept 2023 · Digital Euro

Meeting with Didier Reynders (Commissioner) and Bayerische Motoren Werke Aktiengesellschaft and

11 Apr 2023 · corporate sustainability directive

Meeting with Didier Reynders (Commissioner) and Bayerische Motoren Werke Aktiengesellschaft and

11 Apr 2023 · corporate sustainability directive

Meeting with Esther De Lange (Member of the European Parliament)

26 Jan 2023 · CSDDD - APA

Meeting with Ondřej Kovařík (Member of the European Parliament)

7 Sept 2022 · Open data/finance, PSD2 review, Cryptocurrencies and CBDC (incl. Digital Euro)

Meeting with Hanna Jahns (Cabinet of Commissioner Johannes Hahn)

6 Jul 2022 · NGEU Outreach

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis) and Deutsche Bank AG and

20 Jun 2022 · Implementation of sanctions

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness) and Deutsche Bank AG and

7 Apr 2022 · open finance

Meeting with Florian Denis (Cabinet of Commissioner Mairead Mcguinness)

17 Mar 2022 · Payment for Order Flow (PFOF) MiFIR review

Meeting with Roberto Viola (Director-General Communications Networks, Content and Technology)

23 Feb 2022 · 15 minutes chat on the digitalization of payments and finance

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis)

22 Nov 2021 · EU green bond standard

Meeting with Valdis Dombrovskis (Executive Vice-President) and Deutsche Bank AG and

23 Sept 2021 · Economic recovery; Situation of the EU financial sector; sustainable finance

Meeting with Thierry Breton (Commissioner) and European Environmental Bureau and

10 Jun 2021 · Roundtable of the Clean Hydrogen Alliance: 3rd meeting of the co-chairs

Meeting with Mairead McGuinness (Commissioner)

20 May 2021 · Introductory meeting.

Response to Instant Payments

7 Apr 2021

ING fully subscribes the importance of instant payment for the EU internal market. We believe it is crucial to process payments – both national and cross-border within the SEPA area - for citizens and companies in Europe in a real-time, reliable, cost-efficient and secure way as backbone for enabling pan-European market initiatives based on instant payments. We believe it is important to consider that significant efforts will be required from account holding payment service providers to support instant payments to full extend, especially with regards to investments to be made to accomplish 24x7x365 real-time processing capabilities. We think it is important to take a phased approach and consider the following elements: • Prioritize Euro SEPA countries and ensure reachability for these countries first. • After the SEPA countries are fully reachable and can initiate instant payments, the market could then move towards non-Euro countries within the SEPA area, and finally countries beyond. • We would welcome a proportionate approach in particular regarding implementation deadlines, which should be based on local market share and/or transaction volumes of a payment service provider in a specific country (e.g. “carve-out” for “niche” players). • The scope of the possible Regulation should be limited to consumer clients only. Non-consumer clients that interact directly with consumer clients (B2C / C2B), will adopt instant payments as their market will demand it. Limiting regulation to consumer clients will however prevent significant investment for those non-consumer client, where instant payments currently adds little value. When the markets evolve, and instant payments starts creating value, these non-consumer clients will migrate as per market demand. • Besides ensuring reachability and initiation of Instant Payments, it is important to also ensure interoperability between different CSM’s. • Existing processing issues related to sanction screening – as also recently flagged by the EPC – should be solved before the Regulation enters into force. ING will further elaborate on the above in the instant payments consultation.
Read full response

Meeting with Antoine Colombani (Cabinet of Executive Vice-President Frans Timmermans) and Association for Financial Markets in Europe and

16 Mar 2021 · Sustainable finance, Green recovery

Meeting with Andrea Beltramello (Cabinet of Executive Vice-President Valdis Dombrovskis) and Banco Santander, S.A. and

9 Mar 2021 · Basel III

Meeting with Tommy De Temmerman (Cabinet of Commissioner Mairead Mcguinness) and Banco Santander, S.A. and

10 Feb 2021 · Basel III

Response to Capital markets – research on small and mid-sized companies and fixed income (updated rules in light of the COVID-19 pandemic)

11 Sept 2020

ING Bank is pleased to offer its feedback in response to the Commission’s proposals on changes to the MiFID II rules for research. We have divided our response into two parts, one addressing the aspects of the proposals relating to fixed income research and another part for the aspects relating to equity research. Overall, ING supports approach 1 where the definition of “research” in recital 28 is confined to equities content, such that the unbundling requirements in Article 13 would apply only in relation to payment for equity-related content. ING Equity Markets MT, in its current form, does not support the proposed alleviated SME regime and are likely to opt-out once introduced. This is also driven by the, as we understand it, temporary nature of the regime, which down the road needs to be reversed again, which would again create additional costs and administrative capacity to unwind. We are happy to provide more clarity on our viewpoints if desired. Please see attached document for our full response.
Read full response

Meeting with Andrea Beltramello (Cabinet of Vice-President Valdis Dombrovskis), Elina Melngaile (Cabinet of Vice-President Valdis Dombrovskis), Jan Ceyssens (Cabinet of Vice-President Valdis Dombrovskis) and

11 Oct 2019 · Instant payments

Meeting with Jan Ceyssens (Cabinet of Vice-President Valdis Dombrovskis) and Credit Suisse Group AG

18 Dec 2018 · Banking Package

Meeting with Olivier Guersent (Director-General Financial Stability, Financial Services and Capital Markets Union)

21 Feb 2018 · banking union, Basel, MREL, digitalisation

Meeting with Valdis Dombrovskis (Vice-President) and Deutsche Bank AG and

1 Dec 2017 · Introductory remarks and roundtable with EU financial industry and AFISMA/European Chamber of Commerce on financial reforms and banking union

Meeting with Kai Wynands (Cabinet of Vice-President Valdis Dombrovskis), Michael Hager (Cabinet of Vice-President Günther Oettinger)

17 Oct 2017 · Roundtable discussion on the future of the monetary union

Meeting with Martin Selmayr (Cabinet of President Jean-Claude Juncker), Paulina Dejmek Hack (Cabinet of President Jean-Claude Juncker)

17 Oct 2017 · Future of Economic and Monetary Union

Meeting with Elina Melngaile (Cabinet of Vice-President Valdis Dombrovskis) and Intesa Sanpaolo and

15 May 2017 · EBA draft RTS on Strong Customer Authentication and Secure Communication

Meeting with Markus Schulte (Cabinet of Vice-President Günther Oettinger)

22 Mar 2017 · Financial Services policy

Meeting with Günther Oettinger (Commissioner)

26 Oct 2015 · retail financial services, DSM

Meeting with Jonathan Hill (Commissioner)

3 Mar 2015 · Overview of Financial Services policy

Meeting with Frans Timmermans (First Vice-President)

3 Mar 2015 · Better regulation and European affairs

Meeting with Frans Timmermans (First Vice-President) and

3 Mar 2015 · Economic situation / financial services and better regulation

Meeting with Valérie Herzberg (Cabinet of Vice-President Jyrki Katainen) and Deutsche Bank AG and

9 Dec 2014 · Investment initiative