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Payment services – revision of EU rules (new Regulation)

Banking and financial services

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Public consultation

ID: 13905

Lobbying Activity

34 responses

Consultation response

Fédération bancaire française, 26 Oct 2023

Hello The French banking profession, through its federation FBF (French Banking Federation), wishes to make its contribution and thus respond to the European Commission's consultation on its legislative proposal on the revision of PSD2. To do so, please find attached the "Have your say" on the…

Consultation response

BDEW Bundesverband der Energie- und Wasserwirtschaft e. V., 31 Oct 2023

Please find attached our BDEW position paper on the topic of the payment service regulation.

Consultation response

E.ON SE, 6 Oct 2023

E.ON appreciates the opportunity to provide feedback on the proposal for a revision of the Payment Services Regulation. E.ON supports the plans of the European Commission to increase the efficiency, transparency and choice of payment instruments for payment services as well as to ensure a…

Consultation response

GSMA Europe, 31 Oct 2023

Please see the attached document which details the GSMA response to the consultation on Payment services, with relevant evidence and reserach linked.

Consultation response

Associazione Bancaria Italiana, 31 Oct 2023

We welcome the choice of a Regulation for the provisions on the scope of payment services (PSs), transparency and rights and obligations as it goes in the direction to create a uniform EU regulatory framework avoid fragmentation and competitive disparities. We agree that the proposals entail an…

Consultation response

Bolt, 31 Oct 2023

PSR art 2(2)(b) proposes to narrow down commercial agent exemption. As a result many marketplaces would have to obtain a payment services license (or arrange sellers to hand payments over to licensed providers), which is likely to reduce availability of digital payment methods for both buyers and…

Consultation response

eu travel tech, 30 Oct 2023

The EUs payment services legislation has been an important driver of change in how travel technology businesses handle payment transactions. eu travel tech broadly views the revised Payment Services Directive (PSD2) as a piece of legislation that has enabled the development of innovative payment…

Consultation response

Asociación Española de Banca, 30 Oct 2023

The Spanish Banking Association (AEB) welcomes the importance assigned to fraud in the proposal of Payment Services Regulation. It enhances the need to prevent fraud (PSPs are very concern about it and take most and probably more measures than those prescribed). However, it still lacks effective…

Consultation response

Finance Denmark, 1 Nov 2023

Finance Denmark welcomes the Commissions Proposal for a Regulation on payment services in the internal market (PSR). We have the following comments to the proposal: Open banking The Commission proposes to continue PSD2's principle that; account servicing payment service providers should allow…

Consultation response

European Association of Co-operative Banks, 31 Oct 2023

The European Association of Co-operative Banks (EACB) welcomes the opportunity to provide feedback on the European Commission's proposals for a Payment Services Regulation (PSR) and Payment Services Directive (PSD3). The EACB actively contributed to the PSD2 review process with our input reflecting…

Consultation response

CONFCOMMERCIO - IMPRESE PER L'ITALIA, 11 Sept 2023

Confcommercio welcomes the opportunity to provide feedback on the initiative to revise EU legislation on payment services. Please see the attached document for our feedback.

Consultation response

European Savings and Retail Banking Group, 30 Oct 2023

The European Savings and Retail Banking Group (ESBG) welcomes the opportunity to provide feedback to the European Commission's legislative proposal for a new Payment Services Regulation. Please consider the attached ESBG position as our formal response to the Have Your Say consultation. We…

Consultation response

Polish Confederation Lewiatan, 1 Nov 2023

Dear Sir or Madam, Please find enclosed the Polish Confederation Lewiatan position paper on the proposal for PSD3 and PSR. Regards Aleksandra Musielak

Consultation response

Finance Sweden, 1 Nov 2023

Please find attached the views of the Swedish Bankers' Association on the proposal.

Consultation response

European FinTech Association, 27 Oct 2023

The European FinTech Association (EFA) welcomes the European Commissions (Commission) proposals for a new Payment Services Directive (PSD3) and Regulation (PSR). PSD2 has delivered a more innovative, competitive payments landscape in Europe, allowing consumers to benefit from new products and…

Consultation response

Digital Currencies Governance Group Limited, 30 Oct 2023

The Digital Currencies Governance Group (DCGG) welcomes the opportunity to provide feedback on the European Commission's proposal for a Payment Services Regulation (PSR). Please find attached our comments. We would be delighted to discuss our response in more detail should there be any questions or…

Consultation response

Wise Ltd, 25 Sept 2023

Wise welcomes the European Commission's proposals for a revised Payment Services Directive (PSD3) and new Payment Services Regulation (PSR), especially the enhanced harmonisation a Regulation will bring. The lack of harmonisation and the differing national interpretations on certain regulatory…

Consultation response

Association française des sociétés Financières, 1 Nov 2023

LAssociation française des Sociétés Financières (ASF) représente en France les métiers de financement spécialisé en matière de crédit ainsi que de services financiers et dinvestissement. Ses 270 adhérents exercent leur activité au service des entreprises et des professionnels (affacturage,…

Consultation response

CDISCOUNT, 30 Oct 2023

Cdiscount welcomes the proposal for a Payment Services Regulation (PSR) and its aims to harmonize enforcement, better combat fraud and improve open banking. Cdiscount takes this opportunity to remind that the introduction of Strong Customer Authentication (SCA) had both positive and perverse…

Consultation response

Die Deutsche Kreditwirtschaft, 25 Oct 2023

GBIC welcomes the opportunity, provided by the European Commission, to give feedback on this proposal for this Regulation and contribute to the legislative debate. Please find attached our detailed comments and positions on the proposal. The German Banking Industry Committee (GBIC) is the joint…

Consultation response

Febelfin, 31 Oct 2023

Febelfin, the Federation of the Belgian Financial Sector, has assessed the Commissions proposal for a Payment Services Regulation in detail and welcomes some necessary updates that can ensure that the legislative framework reflects the current state of the payments market, provided that some…

Consultation response

SIBS SGPS, SA, 1 Nov 2023

SIBS welcomes the opportunity to provide feedback and contribute to the European Commissions legislative proposal for a Regulation on payment services (PSR), which is part of the package to review the current legal framework (PSD2). Article 58 of the draft regulation introduces a new liability…

Consultation response

European Third Party Providers Association, 31 Oct 2023

ETPPA has contributed heavily to the European Commissions review of PSD2, and we are pleased to see that some of our recommendations have been reflected in the proposed package published on June 28. ETPPA strongly supports the Commissions proposal to review PSD2 and is pleased to see the…

Consultation response

Bizum, 17 Oct 2023

Bizum welcomes the opportunity, provided by the European Commission, to give feedback on this proposal for a Regulation and contribute to the legislative debate. Please find attached our detailed comments on the proposal.

Consultation response

Confederación Española de Cajas de Ahorros (CECA), 31 Oct 2023

CECA (Spanish Association of Savings and Retail Banks) welcomes the opportunity to comment on the proposal for a regulation on payment services in the internal market (PSR) and amending regulation (eu) no 1093/2010. ). Please find attached our general considerations, highlight the importance…

Consultation response

Open Finance Association, 1 Nov 2023

The Open Finance Association (OFA) welcomes the European Commissions proposal on payment services in the internal market and amending Regulation (PSR) and the proposal on the third Directive on payment services and electronic money services in the Internal Market (PSD3). We support the Commissions…

Consultation response

Association of Credit Card Issuers in Europe, 25 Oct 2023

The Association of Credit Card Issuers in Europe represents the specialised credit card issuing industry in the EU. ACCIE welcomes the Commission's proposals for a new Payment Services Regulation (PSR) and the revision of the Payment Services Directive (PSD3). Our feedback can be found in the…

Consultation response

EBA CLEARING, 31 Oct 2023

As the private sector operator of the pan-European SEPA payment systems STEP2-T and RT1, EBA CLEARING welcomes the opportunity to provide feedback on the proposed Payment Services Regulation. For your consideration, in the attachment, EBA CLEARING has suggested specific amendments to the proposal…

Consultation response

Charging Interface Initiative (CharIN) e.V., 1 Nov 2023

In Attachment: CharIN e.V. Position Paper with full explanation. Executive Summary In light of the European Commission's ongoing review of the Payment Services Directive (PSD2) with its proposals issued on June 28th, 2023, and the relevant request for feedback, we welcome the opportunity to address…

Consultation response

Asociación Española de Economia Digital, 31 Oct 2023

The European Commission presented a Payments Package to bring payments and the wider financial sector into the digital age, including a proposal for a Payment Services Regulation (PSR). Adigital welcomes the opportunity to provide feedback to the EU Commissions proposal on Financial Data Access and…

Consultation response

European Vending & Coffee Service Association, 24 Oct 2023

Please find attached some comments on behalf of the European Vending & Coffee Service Association (EVA).

Consultation response

Verband der Auslandsbanken in Deutschland e.V. / Association of Foreign Banks in Germany, 1 Nov 2023

Please find attached the Position Paper of the Association of Foreign Banks in Germany (VAB) of 1 November 2023 on the Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on payment services in the internal market and amending Regulation (EU) No 1093/2010 [COM (2023) 367 /…

Consultation response

Social Vouchers' International Association, 30 Oct 2023

SVIA welcomes the European Commission proposal for a review of PSD2, including the new Payment Services Regulation (PSR), and the political objectives that are being pursued. SVIA specifically welcomes the continuation of the Limited Network Exemptions (LNE), which remain largely unchanged under…

Consultation response

Associação Portuguesa para a Defesa do Consumidor, 16 Aug 2023

DECO welcome this proposal. We consider the PSD2 needs to be profoundly revised especially regarding fraud, liability and redress. General comments: The proposals to address consumer/user confidence by enhancing their protection are very much welcome. In recent years the PSD2 introduced particular…