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Review of EU rules on payment services

Banking and financial services

This initiative aims at reporting on the application and impact of EU rules on payment services, based on the Commission´s mandate in the review clause of the Second Payment Services Directive and as announced in the Commission´s retail payments strategy of 24 September 2020.

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Public consultation

ID: 13331

Lobbying Activity

14 responses

Consultation response

DIGITALEUROPE, 26 Jul 2022

DIGITALEUROPE supports the policy option of limited legislative amendments to the second Payment Services Directive (PSD2) among those outlined in the Call for Evidence. These amendments could primarily clarify existing rules around Open Banking and Strong Customer Authentication (SCA) in order to…

Consultation response

ENEL SpA, 27 Jul 2022

How consumers pay for charging EVs is an essential element in their charging experience and ensuring availability of widely used payment methods will increase acceptability and accessibility of EVs. The proposal for an Alternative Fuel Infrastructure Regulation (AFIR) would require that all new…

Consultation response

Insurance Europe, 2 Aug 2022

Insurance Europe welcomes the stated intentions of the European Commission to carry out a comprehensive review of the application and impact of the payment services framework (PSD2), including an overall assessment of whether it is still fit for purpose and what challenges have arisen in its…

Consultation response

Finanssiala ry - Finance Finland, 8 Jul 2022

Yhtenä PSD2 tavoitteista oli maksamisen turvallisuuden parantaminen vahvan tunnistamisen avulla. Sen käyttöönotto osoittautui ennakoitua vaikeammaksi ja sääntelyn voimaantuloa jouduttiin lykkäämään vuoden 2020 loppuun saakka. Tietoa vahvan tunnistamisen vaikutuksista maksamisen turvallisuuteen on…

Consultation response

Intesa Sanpaolo, 1 Aug 2022

Intesa Sanpaolo, one of the top banking groups in Europe, welcomes the opportunity to participate to the debate on the Second Payment Services Directive (PSD2) review, and would like to contribute to the European Commission’s call for evidence on the matter. Overall, we believe the PSD2 has…

Consultation response

Associazione Bancaria Italiana, 1 Aug 2022

Since the beginning of 2022, the Italian Banking Association (ABI) started an in-depth analysis in view of a possible revision of PSD2, with the support of the appropriate Members’ Working Groups and coordinating with the European Banking Federation (FBE). As a result of the analyses, the ABI…

Consultation response

BANCO BILBAO VIZCAYA ARGENTARIA, 1 Aug 2022

As already pointed out in our response to the targeted consultation on the PSD2 review as well as in AEB’s and EBF’s ones, we think the Commission should make a distinction between the ‘core provisions’ on payments (transparency and information requirements and users and providers rights and…

Consultation response

eu travel tech, 1 Aug 2022

Please see attached eu travel tech's views on the review of the revised Payment Services Directive.

Consultation response

Polish Confederation Lewiatan, 2 Aug 2022

1. No or limited use of PSD2 SCA exemptions and negative impact of SCA implementation on the user experience during the payment process It is important to note that there is no possibility (or it is limited) to use PSD2 SCA exemptions (Strong Customer Authentication), especially when it comes to…

Consultation response

Global Business Travel Association, 1 Aug 2022

The Global Business Travel Association (GBTA) is the world's leading business travel and meetings organisation, managing over $345 billion of business travel worldwide each year. GBTA supports the policy option of making limited legislative changes to the Second Payment Services Directive (PSD2)…

Consultation response

Federazione Italiana Tabaccai, 1 Aug 2022

La Federazione Italiana Tabaccai (FIT) intende cogliere l’occasione fornita dall’invito della Commissione UE a presentare contributi per una valutazione sull’applicazione ed eventuale revisione della Direttiva 2015/2366 sui servizi di pagamento (PSD 2) per richiamare l’attenzione su alcuni effetti…

Consultation response

Asociación Española de Economia Digital, 21 Jul 2022

The European Comission has launched and initiative that will report on the application and impact of EU rules on payment services, as required by the review clause of the Second Payment Services Directive. The review will pay attention to whether the Directive is still fit for purpose given the…

Consultation response

YUTA - national association of travel agencies in Serbia, 2 Aug 2022

Covid - 19 crises explicitly has shown the fragility of the business processes in many sectors . The one of the most sensitive, certainly, has been the tourism ecosystem (not just because it is composed from travelling, hosting, selling, marketing and organization & logistic processes, but also…

Consultation response

Global Institute for Structure relevance, Anonymity and Decentralisation i.G., 1 Jul 2022

I think it is the wrong way to soften data protection regulations more and more and at the same time to complicate the handling for the user for legal compliance. I refer to the GISAD statement on the Digital Euro at…